Birchwood Brae

Cruden Homes Assisted Move Scheme

If you’ve got a property to sell and want to achieve the best possible price on the open market, our popular Assisted Move scheme could be just what you’re looking for. We’ll appoint an estate agent to sell your property, arrange the Home Report and cover all the costs of getting your house on the market – what’s not to love?

How it works

1. Visit a Cruden Homes development and speak to our sales advisor about the Assisted Move scheme.
2.  If your property is suitable for the scheme, we’ll hold the plot of your choice whilst we arrange for two separate estate agent valuations to be carried out on your home. The agents will share their pricing and marketing strategies with you and you can select the agent of your choice. We’ll also arrange for a Home Report to be completed by a surveyor.
3. You can then reserve your new Cruden Home and complete the reservation paperwork and we’ll get your current property on the market.

Terms and Conditions:

1. The Assisted Move scheme is available on selected plots and developments. Scheme criteria apply – please ask the sales advisor for full details. You must be the owner of your current home.
2. Any offer of Assisted Move is subject to HR valuation and satisfactory HR report.
3.  Cruden Homes is under no obligation to accept your property into the Assisted Move Scheme.
4. You must be prepared to market your property as soon as possible after reservation and consider the possibility of vacating your existing home in the event you receive an offer with a date of entry prior to the completion of your new home.
5. Assisted Move is not usually suitable for plots that are going to be complete within 16 weeks from the point of reservation.

Cruden Homes Part Exchange Scheme

Do you want to be able to purchase a brand new home without the hassle of selling your existing property? Then Cruden Homes’ Part Exchange Scheme can work for you.

Our popular Part Exchange service will allow you to move into a brand new Cruden home without the uncertainty, cost and stress of selling your current property on the open market.

How it works

1. Visit a Cruden Homes development and speak to our sales advisor about the Part Exchange scheme.
2. If your property is suitable for Part Exchange, we’ll hold the plot of your choice whilst we arrange for two separate valuations to be carried out on your home. Once we have feedback, we’ll provide you with our proposed purchase price for your current home.
3. If you accept our offer, you will be invited to complete reservation paperwork to secure your new Cruden home and we’ll take care of everything else.

Terms and Conditions:

1. The Part Exchange scheme is available on selected plots and developments only. Scheme criteria apply – please ask the sales advisor for full details. Specifically, the value of your current property must be at least 30% less than the value of the new Cruden home you wish to purchase.
2. You must be the owner of your current home.
3. Any offer of Part Exchange is subject to valuation and survey
4. Cruden Homes is under no obligation to accept your property into the Part Exchange Scheme.
5. Part Exchange is usually only available on plots that are due to complete within a 16 week window from the point of reservation.

Own New Rate Reducer

Like the sound of reduced rate mortgages?

We have partnered with Own New to bring you a simpler, hassle-free way to get an affordable mortgage on a new build property. You get a normal mortgage and own 100% of your home. 

Mortgage rates below 1.49% with Own New Rate Reducer*

Savings of up to £415 per month on mortgage payments available with Own New Rate Reducer**

How it works

1. Find one of our properties you love 
2. Arrange your mortgage with one of our approved Own New mortgage brokers 
3. They’ll help you determine if Own New's Rate Reducer is right for you 
4. Own 100% of your new home 

Rate Reducer - Reduce your interest rate by up to 3.19% with Rate Reducer***

Tackle the cost of living crisis with a reduced rate mortgage 

Lower Payments 

Sub 2% interest rates 

Own 100% of your property 

It's a regular mortgage, just with lower monthly payments for the initial period. Own New's Rate Reducer makes your beautiful new home a reduced rate reality. 

FAQ’S 

Who’s eligible to use Own New’s service? And how does it work? 

This scheme is open to anyone purchasing a new build property including first time buyers and home movers. Own New works with home builders and lenders behind the scenes, taking a fee from the home builders and using this with the lender to reduce the interest on mortgage payments for the initial term. We will contribute between 3% and 5%, dependent on the build stage of your plot.

What properties is Rate Reducer available on?

Please speak to our friendly sales advisor for information on which properties offer the Own New scheme. 

Who will my mortgage be with? 

Your mortgage is directly with the lender. Own New is the platform that sits between your broker and the lender to ensure you get a great deal. 

How do I get started? How do I access this service? 

Once you’ve found one of our properties you love, your local sales advisor can recommend an Own New approved broker who will guide you through the mortgage application process. 

Key Points

• Reduced interest rates
• Own 100% of your home 
• Employed or self-employed 
• First time buyers and home movers
• Available for houses or flats 
• Minimum 5% deposit required
• Not available in conjunction with other financial incentives
• Available on selected plots on selected developments
• Subject to eligibility terms and conditions. Exact eligibility requirements may vary based on the lender’s criteria.

For more information please visit: https://ownnew.co.uk/

INDEPENDENT FINANCIAL ADVICE MUST BE SOUGHT FROM A REGULATED MORTGAGE BROKER TO ACCESS THIS SCHEME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP YOUR MORTGAGE REPAYMENTS.                                                                                                                                                                                                             

*Mortgage rates below 1.49% available with Own New Rate Reducer                                                                                   

Example assumes a 5% homebuilder incentive and is based on mortgage rates available in the market, with a 2 year initial period and an LTV of 75%. Savings made in the initial fixed period.  Independent financial advice must be sought from a regulated mortgage broker to access this scheme.  Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 24/09/2024                                                                                                                                                             

**Options to reduce mortgage interest rates by up to 3.19% through Own New Rate Reducer    

Example assumes a 5% homebuilder incentive and is based on mortgage rates available in the market, with a 2 year initial period and an LTV of 75%. Savings made in the initial fixed period.  Independent financial advice must be sought from a regulated mortgage broker to access this scheme.  Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 24/09/2024                                                                                                                                                                                                                                    

***Savings of up to £415 per month on mortgage payments available with Own New Rate Reducer          

Example based on market interest rates, with an average house price of £310,000 and an average mortgage term of 35 years.  Assumes a 5% homebuilder incentive and a 2 year fix, with 75% LTV mortgage.  Independent financial advice must be sought from a regulated mortgage broker to access this scheme.  Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 24/09/2024